u/amanoraim · 8h ago2 prior · awaiting results
INTR stock valuation (5/6 Times earnings) and comparison with Nu Bank
INTR trades at 5-6x earnings with 16% ROE while the market prices in below-2026 earnings by 2029, implying excessive pessimism. Under a base case (19% ROE, BRL at 6.0, 8.5x exit), the stock could reach $9.20; upside to $17 is possible if efficiency targets are hit, while downside is cushioned by 0.9x book value.