u/Delicious_Invite_127

1 thesis · first seen Sep 4, 2026
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Past performance does not predict future results. Informational only, not investment advice.

Thesis history

$FICOr/ValueInvestingDiscussionbearish
u/Delicious_Invite_127 · 33d agono track record yet

FICO is a slow growth company priced at 30x PE? What am I missing?

FICO has compounded revenue only 9% since 2020 while net income grew 22% primarily through fee increases, which are unsustainable. With margins already at record 30% and historical slow revenue growth, the company appears fairly valued or overpriced at 30x PE with limited upside ahead.

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