$DLO

2 theses

bullish 50%neutral 0%bearish 50%

Avg return (3m)

-15.3%

Win rate (3m)

100% (1 resolved)

1d 3d 1w 1m 3m 6m 1y

Past performance does not predict future results. Informational only, not investment advice.

Recent theses

Prices as of Nov 5, 4:45 PM ET

$DLOr/ValueInvestingStock Analysisbullish

u/hightowerr9090 · 6h ago9 prior · awaiting results

Here are my 10 holdings and the numbers.

dLocal's take rate fell from 2.9% to ~0.7% as merchants graduate to cheaper high-volume pricing, but dollar profits still grow 30-40% annually while volumes grow 60-90%+. Current price assumes ~13% cash-flow growth versus floor guidance of 25%+ with historical no-miss track record.

At post $13.42Now $13.420.0% since postedas of Nov 5, 4:45 PM ET

original post →

$DLOr/ValueInvestingDiscussionbearish

u/pstbo · 95d agono track record yet

DLO (dLocal): how real is the in-sourcing risk?

dLocal faces significant in-sourcing risk as merchants scale. Concentration in the top 10 (61% of revenue, rising) and documented leakage in Brazil, Egypt, and Mexico suggest the core margin-generating business is at risk once merchant volumes exceed $200–500M TPV in key markets; expansion and NRR disguise margin pressure from lower-take-rate orchestration products.

At post $15.31Now $13.42-12.3% since postedas of Nov 5, 4:45 PM ET

1d-0.1%

3d-3.5%

1w-6.1%

1m+1.7%

3m-15.3%

6m—

1y—

original post →

End of results.