$SOFIr/wallstreetbetsYOLObullish u/PKLeor · 36d ago1 prior · awaiting results YOLO - Market Doesn't Understand SoFi (SOFI)
SoFi is better-positioned than legacy fintech and banking competitors due to superior technology, forward-thinking strategy, and strong B2B offerings via Galileo and Technisys. The market has mispriced the stock; the author expects it to trade into the $20-30 range where he will take profits on calls and maintain an equity position.
At post $18.03·Now $18.01-0.1% since postedas of Sep 8, 4:30 PM ET
1d+3.7%
3d+0.4%
1w+0.5%
1m-1.1%
3m—
6m—
1y—
“1.3M YOLO”
SOFI will SO FLY - 1.3M YOLO
SOFI will rally if the Fed holds rates steady at the July 29 FOMC (66% odds expected). Weak jobs data and political timing make a hike unlikely; the surprise no-hike catalyst will benefit SOFI's earnings outlook, and management continues accumulating shares.
At post $18.13·Now $18.01-0.7% since postedas of Sep 8, 4:30 PM ET
1d—
3d-1.4%
1w-4.7%
1m-0.8%
3m—
6m—
1y—
SoFi Yolo - I like the stock
Author is bullish on SoFi and has taken a YOLO position. The post offers minimal rationale beyond stating they like the stock, inviting others to challenge their thesis.
At post $15.98·Now $18.01+12.7% since postedas of Sep 8, 4:30 PM ET
1d+1.2%
3d+14.0%
1w+11.0%
1m+8.3%
3m+14.1%
6m—
1y—
“SOFI above $27 at the end of the year”
First year in stock market
Author is down on their SOFI position and expresses hope that the stock will rise above $27 by year-end to recover losses. This implies a bullish stance on the price recovery.
At post $15.23·Now $18.01+18.3% since postedas of Sep 8, 4:30 PM ET
1d+3.0%
3d+2.6%
1w+2.6%
1m+17.6%
3m+20.2%
6m—
1y—
$SOFIr/wallstreetbetsDiscussionbullish u/vgc989 · 118d agono track record yet Long SOFI $16C exp May 15 · 125 contracts
SOFI 5/15 calls: macro lotto or theta donation?
SOFI short-dated calls are positioned for a macro-driven bounce into Friday. Author expects SOFI to break above $16.10 (intraday battleground) and rally to $16.50–$17 if tomorrow's economic reports support equities, though the position is acknowledged as high-risk theta decay bet.
At post $15.31·Now $18.01+17.6% since postedas of Sep 8, 4:30 PM ET
1d+4.6%
3d+2.0%
1w+2.5%
1m+8.3%
3m+17.4%
6m—
1y—
SoFi Releases Its Q1 10-Q, Quietly Confirming Massive Fair Value Losses, Credit Card Distress
SoFi quietly disclosed $1B+ in historical fair value losses in Q1 2026 10-Q without proper accounting restatement. At least $625M+ of unreversed paper gains still sit in the loan book and will reverse as realized losses over coming quarters, pressuring earnings. Additionally, credit card portfolio shows distress with non-current loans at 97th percentile of peers and yields collapsed to 31st percentile, contradicting management's recent optimistic commentary.
At post $15.75·Now $18.01+14.3% since postedas of Sep 8, 4:30 PM ET
1d—
3d+3.2%
1w-0.9%
1m+1.8%
3m+14.9%
6m—
1y—